CREM Capital

Mark Gatto is Co-Founder, Co-Chief Executive Officer and Co-President of CION Investment Group and CION Investment Corporation (CIC). He is also a Director and Co-Chief Executive Officer of CION Ares Management and CION Ares Diversified Credit Fund (CADC). Mr. Gatto serves on the investment committee of CIC and the investment allocation committee of CADC.

Mr. Gatto joined CION in 1999. He served as Executive Vice President and Chief Acquisitions Officer from May 2007 through January 2008. He served as Executive Vice President of Business Development from May 2006 through May 2007 and Vice President of Marketing from August 2005 through February 2006. He was also Associate General Counsel from November 1999 until October 2000.

Previously, Mr. Gatto was an executive for a leading international product development and marketing company from 2000 through 2003. Later, he co-founded a specialty business-consulting firm in New York City where he served as its managing partner before re-joining CION in 2005. He was also an attorney in private practice prior to joining the firm.

Mr. Gatto received an an M.B.A from the W. Paul Stillman School of Business at Seton Hall University, a J.D. from Seton Hall University School of Law, and a B.S. from Montclair State University.

Michael Reisner serves as Co-Founder, Co-Chief Executive Officer and Co-President of CION Investment Group, as well as CION Investment Corporation (CIC), CION Ares Management, and CION Ares Diversified Credit Fund (CADC). He also serves on the investment committee of CIC and Investment Allocation Committee of CADC.

Mr. Reisner joined CION in 2001. He served as Chief Financial Officer from January 2007 through April 2008 and Executive Vice President — Originations from February 2006 through January 2007. He also served as Senior Vice President and General Counsel from January 2004 through January 2006. He was Vice President and Associate General Counsel from March 2001 until December 2003. Prior to joining CION, he was an attorney in private practice in New York from 1996 to 2001.

Mr. Reisner received a J.D., cum laude, from New York Law School and a B.A. from the University of Vermont. He currently serves on the Board of Directors for the Institute of Portfolio Alternatives (IPA).

Mr. Ross has a deep and diverse business background, spending over 18 years in private equity with a focus on real estate acquisitions, healthcare, biotech, banking and professional sports franchises. As Co-Founder of Pragma Investments and Principal at Collegium Capital, Adam has successfully acquired and operated over $250 million of student housing properties, including the acquisition, re-positioning and stabilization of The Alabama, two buildings in Greenwich Village, NYC acquired from Yeshiva University. Adam has vast experience in several executive roles, highlighted by his seat on the Advisory Board of the NBA’s Charlotte Bobcats (now the Hornets) as well as the WNBA’s Charlotte Sting from 2003-2008. Adam also sat on the board of directors of Living Independently, LLC from 2004-2008, a technology company subsequently acquired by General Electric. Adam is active with the American Cancer Society’s Coaches vs Cancer program, as well as managing an endowed scholarship at the University of Miami School of Law. Adam is a former student-athlete and a proud graduate of the University of Maryland

With over 13 collective years of experience in complex transactions and real estate investment, Jonas brings a breadth and depth of knowledge and perspective to all aspects of the real estate transaction. As Director of Finance and VP of Investments for a multifamily operator in South Florida, Jonas was responsible for sourcing, underwriting, and architecting over $100M of multifamily investments across the Southeastern United States.

Prior to his career in real estate, Jonas practiced corporate law in New York and New Jersey for 6 years, with a focus on commercial litigation and corporate transactions (M&A). He also spent several years working directly with graduate programs around the country as a marketing data consultant and has developed strong ties to the Higher Ed community. Jonas earned his BA from the University of Central Florida; his JD from the Benjamin N. Cardozo School of Law, and his MBA from the University of North Carolina Kenan-Flagler Business School.